About Online Accident Prevention Training
New York Defensive Driving is an online course that teaches safe driving strategies and traffic laws that help you minimize risks on the road. This New York DMV-approved course is also known as the Internet Point and Insurance Reduction Program (IPIRP).
Course Details
Our program is approved by the New York State Department of Motor Vehicles (NYS DMV) and focuses on safety, accident prevention and confidence behind the wheel. Completing this course qualifies students to a 10% auto insurance discount and will reduce up to four points from their record.
The course contains four learning modules and takes about six hours to finish. You can complete the training at your own pace on any device. Your progress will be automatically saved.
Throughout the course, you'll learn about the following topics:
- New York traffic laws
- How to avoid crashes and accidents
- DWI prevention
- Aggressive driving and road rage
- And more!
To meet NYS DMV standards, students must answer a series of security questions at login and periodically throughout the course. Additionally, participants must provide voice samples to confirm their identity. For more information on identity validation requirements, visit our FAQs page.
There is no final exam. You only need to answer brief knowledge check questions throughout the course and pass a multiple-choice quiz at the end of each module. You have up to three attempts to score 75% or higher on each quiz.
Once you complete the course, we'll electronically report your completion to the DMV and mail you a free certificate. Send the certificate to your insurance provider to unlock your 10% discount.
Who Needs to Take This Course?
This NYS DMV-approved program is designed for New York drivers seeking to reduce traffic violation points and receive an auto insurance discount.
To qualify for point reduction, students must have received the violation and points no more than 18 months before completing the program. The DMV allows up to four points to be reduced in any 18-month period.
Students will qualify for a three-year mandatory 10% insurance reduction after earning a defensive driving certificate. The program can be retaken every three years for discount renewal.
How Does the Point and Insurance Reduction Program Work?
We report student completion to the DMV, which will automatically reduce the point total on your record by up to four points. Points and violations will not be completely removed, but the points will not count toward penalties such as a license suspension or revocation. Allow up to 10 weeks for the DMV to reduce points.
The program includes a minimum of 270 minutes of learning, not including the quizzes. You must complete your training within 30 calendar days of registering.
Additional details about the program can be found on our Defensive Driving FAQs page.
Course Outline
Module 1
- Introduction
- Traffic Crash Problems
- DWI and Other Hazardous Acts
- Aggressive Driving and Road Rage
Module 2
- Psychological Factors
- Driving Distractions
- DWI Prevention
- Blood Alcohol Concentration
- Legal and Financial Consequences
- Avoiding Impaired Driving
Module 3
- Crash Dynamics
- Safety Equipment
- Watching the Road
- Following and Stopping Distances
- Vehicle Emergencies and Sharing the Road
- Intersections and Roadways
Module 4
- New York Traffic Laws
- Traffic Signals and Signs
- Streets and Intersections
- School Buses and Emergency Vehicles
Each course module ends with a brief quiz. You must pass each quiz and spend at least 5.5 hours in the course to qualify for point and insurance reduction.
Defensive Driving Courses by City
Our IPIRP program is accepted statewide. Select your city to learn more about how it works in your location.
- Albany
- Bay Shore
- Binghamton
- Brentwood
- Brighton
- Buffalo
- Centereach
- Central Islip
- Cheektowaga
- Commack
- Coram
- Deer Park
- East Meadow
- Elmira
- Elmont
- Franklin Square
- Freeport
- Hempstead
- Hicksville
- Huntington
- Huntington Station
- Irondequoit
- Ithaca
- Jamesa Town
- Levita Town
- Lindenhurst
- Long Beach
- Massapequa
- Mount Vernon
- New City
- New Rochelle
- New York City
- Niagara Falls
- North Tonawanda
- Oceanside
- Poughkeepsie
- Rochester
- Rome
- Saratoga Springs
- Schenectady
- Shirley
- Smitha Town
- Syracuse
- Tonawanda
- Troy
- Utica
- Valley Stream
- West Babylon
- West Seneca
- White Plains
- Yonkers
Upon completion of this 5 1/2-hour driver improvement course, the DMV will reduce up to four points from your record. Your certificate also guarantees a 10% car insurance discount for three years.
Complete this accident prevention workshop online using any device with internet access. Log on and off as needed without losing progress. Students have 30 days to complete the program after registering.
Completion information is electronically reported to the DMV for point reduction. Additionally, a certificate of completion is mailed to students within seven to 10 business days, which they can forward to their insurance provider to save 10% off the base rate of liability, no-fault and collision premiums. Expedited certificate shipping options are available for an additional fee.
