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Take Defensive Driving

Take Defensive Driving

Completion of a New York DMV-approved Point and Insurance Reduction Program (also known as PIRP and defensive driving) provides a 10% reduction, for 3 years, of the motorist's liability, no-fault and collision insurance premiums. Your car insurance discount is awarded on your current policy. You do not have to change your insurer or insurance agent.

If you have a traffic ticket, the benefits are even greater: New York Defensive Driving courses can mean a 4-point reduction on your driving record.

This online defensive driving course is approved by the New York State Department of Motor Vehicles and provided by the American Safety Council.

Get An Insurance Discount

Get An Insurance Discount

This online defensive driving course is approved by the New York DMV for insurance reduction*. When you successfully complete the course, you will receive a mandatory 10% reduction in the base rate of liability, no-fault and collision premiums of your automobile insurance for three years.

You will also be eligible for traffic ticket point reduction! Simply complete this defensive driving course to reduce up to four points off your license.

If you have any questions, please call us at 1-877-689-0674. Our knowledgeable and friendly Customer Care Professionals will be glad to answer any questions you have or register you for the course over the phone. We look forward to serving you.

Reduce Violation Points

Reduce Violation Points

Completing this course will also reduce your active driver violation point total by up to four points. This means the New York DMV will not count up to four points on your driving record toward license revocation or suspension. Point reduction applies to points assessed for violations occurring in the last 18 months.**

In English and Spanish

We offer New York Defensive Driving in English and Spanish. Completing either NYS DMV approved defensive driving course will qualify you for a 10% insurance discount and traffic ticket point reduction. To visit our website in Spanish, simply click  » Registrese ahora.